CHIEF MINISTER EMPLOYMENT GENERATION PROGRAMME (CMEGP)

Introduction

Government of Maharashtra has approved the introduction of a new credit linked subsidy programme called Chief Minister Employment Generation Programme (CMEGP) for generation of employment opportunities through establishment of Micro & Small Enterprises (project cost limited to Rs. 50 lacs) in rural as well as urban areas in the state.


Eligibility Criteria

a) Any individual between 18 to 45 years of age. For Special category (including SC/ST/Women/ Ex-servicemen/Differently abled) age is relaxed by 5 years.

b) Applicant(s) should be resident of Maharashtra. In case of birth outside Maharashtra, the applicant must possess domicile certificate.

c) There will be no income ceiling to become eligible for availing financial assistance.


d) The constitutions eligible for setting up new units/ventures established under the scheme are Proprietorship registered with respective authorities.

e) For project/units cost between Rs.10 lakh to Rs.25 lakhs, the required educational criteria for the applicant is minimum 7th standard pass and for project/units above Rs.25 lakh the required educational criteria for the applicant is minimum 10th standard pass. The applicants should also preferably possess respective / relevant skills required for the project.

f) Only one person from a family will be eligible under the scheme. (Definition of family includes Self and spouse)g) Assistance under the Scheme is available only for new projects/ventures.

g) Existing Units and units that have availed benefit under PMRY, REGP, PMEGP or any other subsidy linked scheme of Government of India or State Government and also units that have already availed Government Subsidy under any other scheme of Government of India or State Government are not eligible under the scheme

Other Eligibility Conditions under CMEGP:

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a) For assistance as a Special Category, a certified copy of the caste / validity certificate or relevant document issued by the competent authority is required to be furnished by the applicant to the concerned implementing agency at the time of making application. Applicants with 21 types of benchmark disabilities covered under “The Rights of Persons with Disabilities Act, 2016” should furnish a valid disability certificate.

b) Cost of the land should not be included in the Project cost. Cost of the ready built-up workshed/gala/workshop is admissible subject to maximum 20% of the total project cost.

c) Long lease / rental Work-shed/Workshop/gala can be included in the project cost subject to restricting such cost to be calculated proportionately on a pro-rata basis for three years.

d) Project cost will include Capital Expenditure (except cost of land) and one cycle of Working Capital. Projects without Capital Expenditure are not eligible for financing under the Scheme. Projects costing more than Rs.5 lakh, which do not require working capital, need clearance from the Regional Office or Controller of the Bank’s Branch and the claims are required to be submitted with such certified copy of approval from Regional Office or Controller, as the case may be.

e) For Service sector & Agro based activities as specified above, new projects Work-shed/shop the maximum cost eligible is limited to 20% of total project cost whereas maximum working capital for such projects will be limited to a maximum of 30% of the total project cost.

f) Assistance under CMEGP is applicable to all new viable micro, small enterprises (project cost limited to Rs.50 lacs) including Village Industries.

g) SC & ST applicants will have reservation of 20% in the total yearly target.

h) Women applicants will have reservation of 30% in the total yearly target.

i) Differently abled applicants will have reservation of 3% as per the provisions of the Social Welfare Department GR dated 24.2.2019 in the total yearly target.


 

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Implementing Agencies:

a) The Scheme will be monitored and implemented by Directorate of Industries (DOI) which will
be the nodal agency at the State level.

b) Under the administrative control of Directorate of Industries, the General Manager, District
Industries Centers (DICs) will implement the scheme in urban areas and under the
administrative control of Maharashtra State Khadi and Village Industries Boards (KVIB), the
District Khadi and Village Industries Offices (KVIOs) will implement the scheme in rural areas.
The implementing agency for project/unit cost of more than Rs.25 lakhs in urban as well as
rural areas is District Industries Centre. Such proposals and Cluster linked proposals will be
monitored and decided/ approved by the DOI, as and when required.

c) The overall coordination and monitoring of the scheme at the district level will be done by
General Manager, District Industries Center (DIC).

d) Regional Joint Director will be responsible for overall monitoring & supervision in their
respective regions.



Associated Agencies

The details of other agencies to be associated with nodal agencies for speedy implementation of the scheme of CMEGP are as under:

(i) Banks/ Financial Institutions.

(ii) Department of Women and Child Development (DWCD)

(iii) MAVIM.

(iv) Professional Institutions/Technical Colleges recognized by Government/University and
University Grants Commission (UGC)/ All India Council for Technical Education (AICTE) 
having department for vocational guidance or technical courses providing skill-based training like ITI, Rural Polytechnic, Food Processing Training Institute, etc.

(v) Micro, Small and Medium Enterprises Development Institutes (MSME-DIs), MSME Tool Rooms and Technical Development Centers, under the administrative control of Office of Development Commissioner, MSME in the State.

(vi) National Small Industries Corporation’s (NSIC) offices, Technical Centers, Training Centers, Incubators and Training cum Incubation Centers (TICs) set up in PPP Mode in the State.

(vii) National level Entrepreneurship Development Institutes like National Institute for Entrepreneurship and Small Business Development (NIESBUD), National Institute for Micro, Small and Medium Enterprises (NIMSME) and Indian Institute of Entrepreneurship (IIE), Guwahati under the administrative control of Ministry of MSME, their branches and the Entrepreneurship Development Centers (EDCs) set up by their Partner Institutions (PIs) in the State.

(viii) COIR Board offices in the State.

(ix) RSETI’s in the state

(x) Maharashtra Centre for Entrepreneurship Development (MCED), regional and district level offices in the State.

(xi) MITCON Ltd., regional and district level offices in the State.

(xii) Industrial Cluster’s approved by Government of India or Government of Maharashtra.

(xiii) Prominent Industrial Associations/ Chamber of Commerce and Industries at district level.




Financial Institutions:

a) Public Sector Banks.

b) All Regional Rural Banks in the State.

c) Private Sector Scheduled Commercial Banks approved by State Level Monitoring Committee (SLMC) headed by Development Commissioner (Industries).